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The administrative procedure if you do not have a Will is slower than if you appoint Executors in you Will who you know will respond quickly to make assets available to your survivors.

If you die without a Will, the law for England and Wales will distribute your Estate as follows -

Family left behind Distribution of the Estate
Spouse and children or grandchildren First £125,000 and personal possessions to the spouse and any balance
- 50% to the children (or if a child is dead, his/her children)
- 50% on trust for life to the spouse, going to the children on spouse's death
Spouse but no children If no parents, brothers, sisters, nephews, or nieces, then entire Estate to spouse.
Otherwise first £200,000 and personal possessions to spouse and any balance
- 50% to spouse
- 50% to parents (or if parents are dead, to brothers and sisters or their children).
Children or grandchildren but no spouse Estate is divided equally among children (or if a child is dead, his/her children) 
No spouse or children or grandchildren, but other near relatives Estate goes to the first of the following near realatives who are alive 
- parents
- brothers and sisters (or if dead, their children)
- grandparents
- aunts and uncles.
No near-relatives Estate goes to the Crown (effectively 100% tax)

See also Overseas Assets, Power of attorney, Inheritance Tax, Inheritance Tax Trap, Inheritance Tax Calculation Request.

Reminder - disclaimer applies. Please feedback your comments.  This page was last modified 28 August 2002.