Fowles Spurling Cannon - can we save you money, or help you generate extra income?

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To From
Fowles Spurling Cannon, _________________________________________
45a High St., _________________________________________
Broadstairs, _________________________________________
Kent, _________________________________________
CT10 1JP _________________________________________
Phone 01843-863901 _________________________________________
Fax 01843-860407 _________________________________________
IHT@fowles.co.uk _________________________________________
http://www.fowles.co.uk

Please include a daytime contact / number

Please contact me to agree a fee for calculating the potential IHT liability on my death.  I attach details of my (proposed) Will and set out below all other relevant details.

Value            Ownership

Freehold / Leasehold Property - Main Residence

Freehold / Leasehold Property - Other

 

Deduct Mortgage(s) outstanding on above property

Household and personal goods (use contents insurance cover to estimate value)

Money in Bank and Building Society Accounts

National Savings Accounts

National Savings Income Bonds

National Savings Certifcates

Premium Bonds

Government Stocks

Quoted Stocks and Shares

Unit Trusts

Life Assurance Savings Bonds

Unquoted Shares

Other Assets

 

Deduct liabilities including unpaid bills, loans, credit card debts.

 

Life Policies (state amount payable on death)

Pension Policies (state amount payable on death)

Open market value of guaranteed annuity payments

 

Gifts made within the last 7 years not covered by exemptions

 

Are you the Life Tenant of a Trust?

I have read the notes associated with this page.  I understand that Fowles Spurling Cannon reserve the right not to process this request, and to ask for further information.  Fowles Spurling Cannon will contact me within 21 days to agree a fee with me before proceeding.

Signature(s) .......................................................................................        Date .......................


Notes

Attach supporting schedules if appropriate.

Please identify any property which might potentially qualify for Business or Agricultural Property Relief (BPR and APR) - we can discuss the qualifying conditions with you.

Lloyds Underwriters must identify assets used for Lloyds security and any assets charged for a bank guarantee.

This is an estimate and as such we will rely on your estimates of the value of each item in your Estate.  We can discuss the basis of valuation with you if required but suggest that your best estimate is adequate for the initial calculation.  Please show this under "Value".

Please show under "Ownership" the title to each item in your Estate as follows -

 

If a Life or Pension Policy is written under Trust, please indicate the name of the beneficiary under "Ownership".

The open market value of guaranteed annuity payments can be calculated at www.inlandrevenue.gov.uk/cto/forms/g_annuity.pdf.

 

Annual gifts of less than £250 to an individual are exempt from the IHT rules.  This covers most birthday and Christmas presents.

An individual can make total gifts up to £3,000 in any tax year ended 5 April and be exempt from the IHT rules.  An individual who has not used his £3,000 IHT exemption in the previous year can make total gifts of £6,000 in the next year.

There are other exemptions, such as gifts on marriage, and gifts out of income which we can discuss with you if appropriate.

If you are the Life Tenant of a Trust the value of the Trust Assets can be included in your Estate.  We will need to discuss this with you.

Reminder - disclaimer applies. Please feedback your comments.  This page was last modified 20 August 2002.