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Since 6 July 2006, landlords of HMOs can be subject to a fine for non-compliance with the Housing Act 2004.

Buy-to-let mortgage lenders will require the borrower to have a licence and be a ‘fit and proper’ person.

An HMO will typically be a property which is let to 3 or more tenants who form 2 or more households and who share a kitchen, bathroom or toilet, or a building which has been converted into self-contained flats where the conversion did not meet the standards of the 1991 Building Regulations.

There are three types of licences -

• a mandatory licence is required if an HMO has 3 or more storeys occupied by 5 or more persons from 2 or more households
• a discretionary licence is required if the Local Housing Authority deems it necessary for a certain type of property
• a selective licence is required if the Local Housing Authority deems it necessary in a particular area.

Details for Thanet are at www.thanet.gov.uk/housing/houses_in_multiple_occupation.aspx

Reminder - disclaimer applies. Please feedback your comments.  This page was last modified 20 July 2006.