Fowles Spurling Cannon - can we save you money, or help you generate extra income?

SEARCH, INDEX, UPDATES, CONTENTS, SA ENQUIRIES, EXPENDITURE QUESTIONNAIRE

You may wish to print this page and complete it.  It may help you be prepared for the detailed questions an Inspector of  Taxes might ask you in an investigation.  It will typically cover one year, but it may not be the current year.  Please show calculations e.g. 52 weeks at £40 = £2,080 and indicate how paid e.g. cash, cheque, direct debit.

1 - Has your standard of living declined, improved, or stayed the same over the last six years?

2 - What members of your family live with you?

3 - Do you support anyone else?

4 - Do you receive any contributions to the family budget from children etc?

5 - Have you had any winnings or received any inheritances or similar items?

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6 - How much did you spend on -

Income tax

National insurance contributions

Pension premiums

Life assurance premiums

Housekeeping

Newspapers and magazines

Travel, bus fares, train etc.

Childrens travel

Childrens meals

Childrens pocket money

Childminding

Nursery costs

Nursery equipment

School fees and extras

School trips

School voluntary fund

School uniform

University fees

University accommodation

Smoking

Cigarettes

Cigars

Drinking (on and off licence)

Confectionery, crisps etc.

Sports

Swimming pool / gym

Hobbies

Photography

Books

Cosmetics, toiletries

Hairdresser

Manicure

Pedicure

Massage

Snacks

Take away meals

Meals out

Meals at work

Entertaining

Cinema

Theatre

Evening classes

Shoes / shoe repairs

Clothes for work

Clothes for leisure

Clothes for sports / pastimes

Dry cleaning

Petrol / diesel / lpg

Oil

Car repairs

Car washing / polish etc.

Rent of garage

Car road fund licence(s)

Car insurance

Garage accounts

RAC / AA / Green flag etc subscription

Bus fares

Taxi fares

Driving lessons

Fuel (oil, coal, logs etc.)

Window cleaner

Decorating

Birthday presents

Christmas presents

Exam successes

Lottery / football pools / bingo etc.

Church collections

Donations

Sponsorship

Pets

Pet food

Veterinary bills

Stabling

Horse food

Rent of living accommodation

Rates / Council Tax

Water services

House buildings insurance

House contents insurance

Gas (mains and bottled)

Electricity

Telephone

Internet access

Mobile phone contract

Mobile phone vouchers

Mobile phone purchase

Hire purchase repayments

Mortgage repayments

Credit card interest / repayments

Bank and other loan interest / repayments

Bank account charges

Shop accounts

Supermarket bills

Milk bill

Holidays and travel

Garden plants, trees, shrubs, seeds, bulbs

Garden equipment, mower etc.

Garden alterations

Fencing

Drive / patio / barbeque

Greenhouse / garden shed

Garden help

Swimming pool / tennis court

Furniture

House alterations and improvements

Double glazing / replacement windows

Conservatory

Rewiring

Central heating installation

Central heating maintenance

Electrical goods

Water softener

Microwave

Tumble dryer

Washing machine

Dishwasher

Fridge / freezer

Video recorder / videos

CD player / CDs

DVD player / DVDs

Personal stereo

Computer / printer / scanner

Antivirus software

Other software

Carpets

Curtains

Blinds

Bedding

Towels, linen etc.

Crockery, cutlery, glassware

Ornaments

Musical instruments

Bicycles

House moving expenses

Wedding expenses / gifts

Vacuum cleaner

Iron

Light fittings / bulbs

Optician / glasses

Dentist

Doctor

NHS prescription charges

Private health care

Domestic help

Ironing service

Clubs and societies (Rotary, Masonic, Bridge)

TV / Video rental / maintenance

Video film rental

Records, tapes, CDs

Jewellery

Watches

Financial support to relatives

Expenses of a holiday home (income reported?)

Caravan pitch fees

Boat mooring charges

Evening classes

University fees and maintenance

Purchase of premium bonds

Investment in unit trusts

Investment in shares

ISA subscription

Purchase of antiques

Purchase / change of car

Purchase of boat

Purchase of aircraft

Flying lessons

Landing fees / maintenance / licence

Sauna

Solarium

Snooker / billiards room

If you are wondering why these headings do not follow a logical order, there is a questioning technique which revisits a (slightly different) subject to test the validity of answers.

Now total your expenditure and explain how it was financed.  Cashing a TESSA or ISA does not appear on your Tax Return and the Inspector cannot adjust for it if you do not tell him.

The Inspectors guidance on this subject is at http://www.hmrc.gov.uk/manuals/emmanual/em3650.htm

Reminder - disclaimer applies. Please feedback your comments.  This page was last modified 26 June 2005.